Professional Liability Insurance (PLI)

Every registrant of NSCMLT is required to carry professional liability insurance. The following is an excerpt from the Medical Laboratory Technologists Act:

"Minimum professional liability insurance (section 20)

(1) A practising member must be covered by a policy of professional liability insurance that is independent of any insurance coverage maintained by the practising member’s employer and that at all times provides a minimum of

(a) $2 000 000.00 coverage per occurrence; and

(b) $2 000 000.00 coverage per policy year.

(2) No practising member is permitted to engage in the practice of medical laboratory technology unless they are insured in accordance with this Section 20(1) of the MLT regulations.”

• Professional Liability Insurance (PLI) provides coverage for a civil litigation damage award arising from a negligent act occurring while carrying out your normal duties as a medical laboratory technologist, medical laboratory assistant or combined laboratory and x-ray technologist.
• Professional Liability Insurance is not the same as employer liability insurance - Employer liability insurance is not professional liability insurance.
• NSCMLT practicing registrants/members are required to purchase their own PLI.

You Can Purchase PLI through the Following Options:

1. Harvard Western Insurance (HWI) no membership required. PLI $2,000,000 - $40.00. If you require help, please reach out to 306-791-3708 or info@hwiclick.com  
2. Medical Laboratory Professionals’ Association of Ontario (MLPAO) membership required
3. Canadian Society for Medical Laboratory Science (CSMLS) membership required

• It is a conflict of interest for the NS College of Medical Laboratory Technologists to provide any PLI to its members.