Professional Liability Insurance (PLI)

Every registrant of NSCMLT is required to carry professional liability insurance. The following is an excerpt from the Medical Laboratory Technologists Act:

"Minimum professional liability insurance (section 20)

(1) A practising member must be covered by a policy of professional liability insurance that is independent of any insurance coverage maintained by the practising member’s employer and that at all times provides a minimum of

(a) $2 000 000.00 coverage per occurrence; and

(b) $2 000 000.00 coverage per policy year.

(2) No practising member is permitted to engage in the practice of medical laboratory technology unless they are insured in accordance with this Section.”

• Professional Liability Insurance (PLI) provides coverage for a civil litigation damage award arising from a negligent act occurring while carrying out your normal duties as a medical laboratory technologist, medical laboratory assistant or combined laboratory and x-ray technologist.
• Professional Liability Insurance is not the same as employer liability insurance - Employer liability insurance is not professional liability insurance.
• NSCMLT practicing registrants/members are required to purchase their own PLI.

You Can Purchase PLI through the Following Options:

1. Harvard Western Insurance (HWI) no membership required. PLI $2,000,000 - $40.00. If you require assistants, please reach out to 306-791-3708 or info@hwiclick.com  
2. Medical Laboratory Professionals’ Association of Ontario (MLPAO) membership required
3. Canadian Society for Medical Laboratory Science (CSMLS) membership required

• It is a conflict of interest for the NS College of Medical Laboratory Technologists to provide any PLI to its members.